Housing Loan
Firstly, a housing loan is a sum of money given by the bank or any financial institution for the purchase of a certain property such as houses. This housing loan will either have a floating or fixed interest that is paid on a monthly basis depending of the financial institution chosen by the applicant.
In addition, this loan allows people to have the ability to own real estates as the entire amount of the estate does not have to be paid upfront. Besides, it also comes with interest that people would have to pay on a monthly basis rather than in a whole amount.
Who Are We
In addition, we are known to be the best licensed money lender in the industry. We have more than 15 years of experience in the loan industry which makes us known to the many corporate company around Malaysia. Hence, we can help you save money and pay off your debt faster.
Secondly, we can provide you with a loan for the upfront to the developers. This makes it easier as it reduces your burden in owning an estate.
We do offer lending services for business loans, working capital loan, personal loan, SME loan, pawn loan, and refinancing loan.
What Documents Are Needed
- NRIC (National Registration Identity Card Number) Copy
- Booking rece
- Vendor Sale and Purchase Agreement
- Land title copy or new Sale and Purchase Agreement
- Salary slips for 3 months
- EA Form or employment letter from the employer
- Form B or BE with an acknowledged payment receipt (for income tax details)
- Latest EPF statement or KWSP statement
- SSM registration for business owners
- 6 months’ company bank statements
Where We Specialize in
In addition, we provide loans around the Selangor area such as Klang, Shah Alam, Sunway, Puchong, Petaling Jaya, Damansara, Sungai Buloh and Rawang. Whilst in KL, we have projects such as Cheras, Putrajaya, Bukit Jalil, Ampang, KLCC, Seri Kembangan, and Seputeh.
In Johor, we have presence in Johor Bahru, Pasir Gudang, Kluang, Senai, Masai, Kota Tinggi, Kulai and Gelang Patah. Lastly, we also have presence throughout Malaysia, such as Melaka, Seremban, Terengganu, Pahang, Kelantan, Perak, Penang and Kedah.
Our Feature
- Easy application process.
- Low document requirements.
- Fast approval process.
- Quick disbursement of loan.
- Fee charged is fairly reasonable
Conclusion
Therefore, you can always call us if you need assistance in buying an estate. We can provide you with the loan for you to purchase the estate that you want. Thus, how much you can borrow depends on your credit profile.