Refinancing loan involves the recalculation of the element’s credit terms and status and it is accessible for borrowers who own properties. Borrowers has the access to apply for a cash surplus-based loan depending on the market value of the individual’s real estate and existing bank loans. It also can be in short term or long term.
Sometimes you may need the funds to pay a certain thing which may vary for different people. Besides, some may want to use the cash to pay for their kid’s college tuition fees and some may need the cash to clear out debts that they owe.
Who Are We
We are a licensed money lender with numerous years of experience in the loan industry. In addition, we can recommend ways that you can obtain excess cash from your current property by leveraging on the refinancing techniques.
How We Can Help
Next, we help individuals who are normally blacklisted in CCRIS and CTOS to get a loan based on the property that they wish to refinance
What Documents to qualify
- You must own a land or property.
- The land or property must not be on Malay Reserved Land.
- We prefer freehold property.
- Employees must provide 3 months’ pay slip and bank statements.
- Business owners must provide 6 months of the company’s bank statement.
- We also require the SSM registration for business owner.
- If you do not have complete documents, you can still call us to check.
Where We Specialize in
We provide services in KL such as Kepong, KLCC, Sri Petaling, Seputeh, Kuchai Lama, Setapak, Cheras, and Bukit Jalil. Whilst in Selangor, we cover Ampang, Gombak, Petaling Jaya, Shah Alam, Klang, Damansara, Puchong, and Setia Alam.
In addition, within Malaysia, we have our associate companies in Johor, Malacca, Penang, Kedah, Kelantan, Terengganu, Pahang, Negeri Sembilan and Perak.
- We provide an easy application process when you apply with us.
- Call us now to know if you qualify for a loan with us.
- Loan has high chances of approval with a collateral.
- We provide a flexible repayment terms that fits your personal needs.
Thus, we can provide free consultation as a guide for you to pick the most suitable loan for your needs. Besides, we do help you with the bank application at a certain price. Our experience in this industry can certainly help in smoothen the process to achieve a higher loan approval rate. Do not hesitate to give us a call.