Firstly, SME Business loan or SME financing is to help in the funding of small and medium sized enterprises. Besides, SME businesses are relatively new which is the reason why they lack in having strong customer base and they are very dependent on operational cash.
In addition, to sustain their daily flow of the business, they would usually need small business financing from a working capital loan or by short term temporary business financing. Also, this is the point where we come in as we can provide immediate financing to these SME businesses.
Who Are We
SME’s need a temporary sum of fund to start off their business and maintain their daily operations.This is where we can help by providing urgent financing to the SME.
In addition, we are one of the top licensed money lenders in Malaysia with more than 10 years of experience in this industry.
We have helped many small business owners overcome their temporary financial distress. Lastly, their business has grown tremendously ever since.
Documents for Loan application
- SSM Registration for the business, with at least 6 months’ tenure in operation
- Company bank statements of at least 3 months – 6 months, as a proof of the company’s income stability.
- IC and Utility Bills of business owners and directors.
- A picture of place of business of operation, such as offices, shops and factories.
- Lastly, if the SME is less than 6 months old or is operating solely on cash basis, then the loan approval is on a case to case basis.
Where We Specialize in
Firstly, we offer loan services to most areas in Malaysia such as Penang, Ipoh, Kelantan, Pahang, Terengganu, Seremban, and Melaka.
Besides, within KL, we cover Setapak, KL Sentral, Cheras, KLCC, Seputeh, Kuchai Lama, Bukit Jalil, Ampang, Kepong and Putrajaya.
Whilst in Selangor, we cover Petaling Jaya, Shah Alam, Klang, Puchong, Seri Kembangan, Kota Damansara, Sunway and Shah Alam.
In addition, within Johor, we cover Johor Bahru, Senai, Pasir Gudang, Kluang, Kulai, Kota Tinggi and Masai.
- Our loans have fast approval time, within 24 hours.
- Easy to apply with low documents requirement.
- Flexible repayment period where we allow early settlement.
- After the loan approval, borrowers can get the cash out immediately as we offer quick disbursement.
- Lastly, we DO NOT collect any upfront processing fees. Hence, you do not have to worry about finance scams which requires upfront fee payment.
Therefore, if you are a SME Business Owner, and in need of a cash funding, look no further! Call us now to check if you qualify. Furthermore, we can help assess your case, and provide other business lending option.